Employee Benefits

Students outside

State Health Benefits Program

Atlantic Cape Community College is a member of the State Health Benefits Program (SHBP). Eligible employees may choose to enroll in the Blue Cross Blue Shield Traditional Plan, NJ PLUS, or one of several Health Maintenance Organizations HMO’s.

Prescription Drug coverage co-pays through retail pharmacies are $10.00 for brand name medications and $3.00 for generic medications. A mail-order service is available at a cost savings.

The New Jersey State Health Benefits Program announced in the fall of 2009 that Medco will take the place of CVS Caremark as the prescription drug benefit manager in 2010. Read the Frequently Asked Questions pertaining to this issue.

Enrollment in SHBP is effective after 60 days of employment. Full-time, 10-month faculty hired that the start of the year are effective on September 1.

SHBP coverage is offered to full-time employees and their eligible dependents. Eligible dependents are spouses and unmarried children up to age 23 who live at home.

Adjunct instructors who are eligible for the Public Employees’ Retirement System (PERS), may purchase health benefits through the NJ PLUS plan for themselves and their dependents. Prescription coverage is also available.

NEWS! In March of 2010, new legislation was adopted in NJ regarding SHBP and SHBP eligibility and employee/retiree contributions towards the cost of coverage. This legislation includes:

Chapter 1, PL 2010: This law makes a number of changes to the State-administered retirement systems concerning eligibility, the retirement allowance formula, the definition of compensation, the positions eligible for service credit, the non-forfeitable right to a pension, the prosecutor’s part of the Public Employees Retirement System (PERS), special retirement under the Police and Firemen’s Retirement System (PFRS), and employer contributions to the retirement systems.

Chapter 2, PL 2010: This law makes changes to the State Health Benefits Program (SHBP) and the School Employees’ Health Benefits Program (SEHBP) concerning eligibility, cost sharing, choice of a plan, the application of benefit changes, the waiver of coverage, and multiple coverage under such plans. It also requires contributions toward the cost of health care benefits coverage by public employees and certain retirees.

Chapter 3, PL 2010: This law makes changes concerning payments to public employees for unused sick leave, carrying forward of vacation leave by public employees, sick leave for injury while in State service, and accidental and ordinary disability retirement for members of the Public Employees’ Retirement System (PERS) and the Teachers’ Pension and Annuity Fund (TPAF).

Dental Benefits

Atlantic Cape contracts with Delta Dental Plan of New Jersey . The Delta Premier program is a traditional fee-for-service dental plan which offers 100 percent coverage for preventative care, 80 percent coverage for basic restorative care and 50 percent coverage for major restorative treatments. Annual deductibles and calendar year maximum benefits are also applicable.

Vision Care Benefits

In addition to the vision benefits are included with the health plans, Atlantic Cape will reimburse employees and eligible dependents up to allowable amounts for vision exams and glasses or contact lenses. Employees are eligible to submit Vision Claim Forms once every two years.

Disability Benefits

All full-time employees are enrolled in the sick-leave coordinated short-term disability plan administered by Prudential Insurance Company. Benefits for disabled employees are paid per diem once all accrued sick leave has expired.

Employees may choose to purchase optional short and long term disability plans, approved by the New Jersey Education Association (NJEA), through Prudential Insurance Company. Premiums for the optional plans will be deducted from the employee’s paychecks.

See Human Resources for more information.

Pension/Retirement Options

Credit Union

Atlantic Cape employees may open an account with ABCO Federal Public Credit Union. Once an account is established, the college will deduct designated amounts from each bi-weekly pay and transfer the funds to to the credit union.